Famous playwright, polemicist, and critic, George Bernard had rightly said, “There is no sincerer love than the love of food.” This kind of love is unadulterated and stays true, forever. While many seek peace while hiking and trekking on the mountains or at the beach sipping on some cool tender coconut water, there are others who look for nirvana over a plate of spaghetti. Dining out doesn’t always need a reason or an occasion.
It just demands an unending love for food. So, if you are one of those who love to dine out but are always wary of the pocket pinch, you don’t have to limit your gastronomic desires to happy hours. All you need is a good credit card that can fetch you a good discount or rewards or handsome cash back whenever you eat out. When chosen carefully, some credit cards can also help you to earn rewards that can be redeemed for cash. Hence, you can eat at your favorite restaurant, earn rewards after paying with these credit cards and redeem those rewards for cash that you can use for anything at all! Do you see a win-win situation? Well, we do too!
So, now that you know how to make your experience of dining out even more exciting, all you need to do is choose the right credit card. Sounds difficult, isn’t it? Worry not! Here’s a list of the top four credit cards for dining out available in India. From great cash back offers to loads of reward points to bonuses, these credit cards offer you some exciting deals while you enjoy your favorite meal at the restaurant of your choice. Take a look!
Citibank Rewards Credit Card:
The best thing about this credit card is that you don’t have to spend more in order to earn extra reward points. One can earn reward points and can easily redeem them for exciting gifts and offers. This card gives dining privileges like a discount worth up to 15% across participating restaurants. All you have to do is find a partner restaurant of your choice and hop in! Also, you will have to inform the hotel manager or the waiter before your bill is generated to avail the discount. The bank’s official website has a list of partner restaurants categorized according to cities.
ICICI Bank Platinum Chip Credit Card:
This is one credit card that comes loaded with dining offers. Using the ICICI Bank Platinum Chip Credit Card, you can avail the bank’s Culinary Treats offers. Cardholders can avail exciting dining offers at more than 800 restaurants in the country. You can avail a minimum discount of 15% on your bill while paying with an ICICI credit card. Also, this card lets you grab flat 40% off on food orders made on Foodpanda. Apart from this, you can bag a discount worth 20% on spending more than Rs.400 on Fridays at Domino’s.
HDFC Regalia Credit Card:
Although HDFC Bank credit card customers can enjoy a minimum discount worth 15% on their food bill, there are some credit cards offered by the bank that comes with added dining privileges. HDFC Bank Regalia Credit Card is one such option. This card entitles you to exclusive dining privileges at luxury restaurants across the country. What’s more? You can avail best-in-class rewards plan as you can earn 4 points each time you swipe your card at any retail outlet. These points can be redeemed for attractive gifts from an exclusive catalogue designed by the bank. This card also helps you in getting reservation assistance at more than 500 premium restaurants across the country.
American Express Platinum Reserve Credit Card:
Using this card gives entitles you to make the best use of American Express Selects Dining Program and the Taj Epicure Plus offer. By selecting the Taj Epicure Plus plan on this card, you can earn rewards and get an array of benefits whenever you dine at more than 150 bars, restaurants, and any spa at the Taj Hotels, Resorts and Palaces. You can also bag vouchers after the first 3 dining transactions. Using this card will also entitle you to enjoy happy hours from 6 pm to 8 pm at partner bars. On choosing the American Express Selects Dining programme, you can avail exciting offers all around the year.
So, pick the credit card that suits your dining needs the most and get ready to grab a plate of your favourite meal at some of the best restaurants in the country. These credit cards will not only take care of your pocket as well as your tummy. Get going as a happy meal awaits you!
Shefani Maitland is a financial analyst by profession. She also works as a content developer with several online finance websites, including top credit cards like hdfc, icici, amex credit cards etc. Her passion for all aspects of financial writing is evident in the expert industry coverage seen in her articles. She is also a monthly columnist for a reputed financial magazine in India.