There are two groups of home repairs that people will encounter. The first set is those groups of repairs that are on your “to-do” list but don’t affect the safety, integrity or function of your home. These tend to be more of the cosmetic repairs, and then there are ones that are causing small inconveniences. Then there are the repairs that can’t go on a “to do” list, can’t wait, and must be dealt with immediately in order to prevent further damage from occurring. These not only affect the functionality of your home but also the safety and integrity of it.
One of those that appears on the more serious side of things is a leaky roof. This can come on without any sort of warning at all, with homeowners suddenly discovering the telltale sign of a broadening stain and wet spot on their roof, or worse yet, actual significant water coming into the home. So, what’s the best way to deal with a leaky roof and prevent even more damage from occurring? Let’s take a closer look.
Do Your Best to Stop the Immediate Damage
The first thing you’ll want to do if water is coming into your home is to try to stop the damage. What this means is placing buckets and plastic coverings down immediately. Sure, you aren’t stopping the water from coming in, but you are at least protecting the contents of the house.
Make sure that you are staying on top of the bucket(s) and emptying the water as it fills up, so it doesn’t spill over.
Contact a Local Roofer
The next step is to contact a local roofing service, which should be done pretty much the moment you discover the leak. The hope is that they can get out to the house fast, but you have to be prepared to at least contain the damage in the short-term.
If the leak occurs in off-hours don’t panic, as there are usually some roofers that can still be contacted.
Contact Your Home Insurance Provider
Now because you may also be dealing with an insurance claim – for example, the leak was due to a storm, then you’ll also want to contact your insurance agent. They can let you know which parts you have coverage for, and what you’ll need to pay for out of pocket.
How to Finance the Repair
Unfortunately, a leaky roof isn’t always something you get advance notice about. The problem is that this can happen to old and new roofs, as debris damage, a strong wind storm, and other factors not related to age can cause the leak. So, the question then becomes “how do I pay for the repairs”? If you weren’t expecting it, then you probably don’t have the cash set aside for a costly roof repair.
This is when it can make sense to look into a short-term loan online. This style of loan is meant to give you the cash you need in the moment, and then allow you to pay it back in a condensed time period, unlike a traditional loan.
Making a Bad Situation More Manageable
A leaky roof is most certainly not the ideal situation, but with these steps, you can make a bad situation more manageable.